I am out of network for all insurance companies. Labs done at in-network labs are paid for same as if ordered by an in-network provider (except some HMOs). You can use your HSA, Visa, MasterCard, Discover, American Express and direct bank transfer, or check to pay. You can also submit my charges to your insurance company (except for Medicare). Copays and deductibles vary by insurance policy. If you need a payment plan, please let me know!
After we have met a few times, we will contract for an expected number of visits for the remainder of the year, and will schedule those visits right away.  There will be a "lump sum" at that point. The memberhship plan will include urgent visits, discounts, and other benefits.